Category: Insurance

Insurance

MyFutureFund: Should You Stay In or Opt Out When Your Window Opens?

Market Expert May 28, 2026

Most workers enrolled in MyFutureFund will soon face an important financial decision: stay in or opt out? While increasing your monthly take-home pay may feel tempting in the short term, opting out could mean walking away from employer contributions, State top-ups, and years of long-term pension growth. In our latest article, we explore who should likely stay in, when opting out may actually make sense, the important tax differences many higher earners are missing, and the biggest retirement planning mistake workers could make. Before your opt-out window opens, it’s worth understanding what this decision could really mean for your future financial security. Check out our latest post - MyFutureFund: Should You Stay In or Opt Out When Your Window Opens? on LowQuotes Blog

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Trump Accounts, Custodial Accounts, and 529 Plans: What To Know and How To Choose

Market Expert May 28, 2026

Compounding over time is one of the most powerful ways for investors to grow their wealth, and starting this summer, parents will have an additional way to harness 18 years’ worth of it to help their children get ahead. Trump Accounts are expected to launch on July 4, and they offer a new way to […] The post Trump Accounts, Custodial Accounts, and 529 Plans: What To Know and How To Choose appeared first on Wealthfront Blog.

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Retiring Soon? Why You Might Choose an ARF

Market Expert Apr 25, 2026

Home Table of Contents When you’re preparing for retirement, one of the big questions you’ll face is, ‘What happens to my pension pot when I stop working?’ One option worth getting to know is the Approved Retirement Fund (ARF). The name might sound a bit technical, but the idea behind it is simple: it’s a ... Read more Check out our latest post - Retiring Soon? Why You Might Choose an ARF on LowQuotes Blog

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How to Start a Pension When You’re Self-Employed in Your 40s

Market Expert Apr 13, 2026

Home Table of Contents If you’re self-employed and in your 40s, you’ve probably thought about starting a pension, maybe more than once. You might even feel like you’ve left it too late to make a real difference. But here’s the truth: it’s never too late to start saving for your future, and there are real ... Read more Check out our latest post - How to Start a Pension When You’re Self-Employed in Your 40s on LowQuotes Blog

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How Wealthfront Helps Lower Your Taxes

Market Expert Apr 10, 2026

When it comes to investing, one of the last things you want is a big chunk of your returns unnecessarily going to taxes. At Wealthfront, a core part of our investment philosophy is using software to automatically look for ways to lower your taxes so you can keep more of what you earn. In this […] The post How Wealthfront Helps Lower Your Taxes appeared first on Wealthfront Blog.

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Wealthfront Modernized Investing. Your Mortgage is Next.

Market Expert Apr 7, 2026

Homeownership has long been a cornerstone of wealth and stability. But for younger generations today, the path to buying a home keeps getting steeper. Higher interest rates, rising home prices, and a construction shortage are squeezing buyers, and lender practices just make it worse: Bloated sales teams, manual processes, and old technology make getting or […] The post Wealthfront Modernized Investing. Your Mortgage is Next. appeared first on Wealthfront Blog.

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How Wealthfront’s Tax-Loss Harvesting Saved Clients an Estimated $161 Million in 2025

Market Expert Mar 20, 2026

Taxes may be inevitable (to paraphrase Benjamin Franklin), but at Wealthfront we work tirelessly to help reduce what you owe so you can keep more of what you earn. Year after year, our automated Tax-Loss Harvesting, which we offer at no additional cost, is a major part of how we do that. 2025 was no […] The post How Wealthfront’s Tax-Loss Harvesting Saved Clients an Estimated $161 Million in 2025 appeared first on Wealthfront Blog.

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Ask Wealthfront: What Does My Risk Score Mean, and Should I Change It?

Market Expert Mar 20, 2026

Welcome to our Ask Wealthfront series, where we tackle your questions about personal finance and investing. Want to see your question answered here? Reach out to us on social media and we’ll try to address it in a future column. How does my risk score at Wealthfront impact my portfolio allocation? How do you keep […] The post Ask Wealthfront: What Does My Risk Score Mean, and Should I Change It? appeared first on Wealthfront Blog.

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What Happens to Your Private Pension When You Leave a Job?

Market Expert Mar 17, 2026

Home Table of Contents Changing jobs or careers can be exciting, but in the shuffle, many people forget one crucial thing: what happens to the pension they built up with their old employer. Your pension isn’t just locked away forever; depending on how long you’ve contributed, you usually get a few clear options. It pays ... Read more Check out our latest post - What Happens to Your Private Pension When You Leave a Job? on LowQuotes Blog

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How Wealthfront Keeps Your Savings & Data Safe

Market Expert Feb 28, 2026

Your trust is Wealthfront’s top priority, and we work around the clock—with internal teams and external partners—and strictly adhere to the rules set by our regulators to ensure the security of your accounts and the privacy of your data. At a glance: Read on for more details, plus some tips on additional measures you can […] The post How Wealthfront Keeps Your Savings & Data Safe appeared first on Wealthfront Blog.

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Working from Home Tax Relief in Ireland: How to Claim Tax Back

Market Expert Feb 16, 2026

Home Table of Contents Working from home, also known as remote working or e-working, can be great for flexibility, but it also comes with extra costs. Your electricity, heating, phone, and internet bills often go up when you’re spending more time at home. But did you know you might be able to claim some of ... Read more Check out our latest post - Working from Home Tax Relief in Ireland: How to Claim Tax Back on LowQuotes Blog

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What You Need To Know About a Potential AI Bubble

Market Expert Feb 13, 2026

Recently, many investors have been wondering if stock prices are too high. Price-earnings multiples, as measured by the Shiller PE ratio, have reached their highest point since the dot-com bubble. Valuation metrics are unusually stretched. Large tech companies are making huge “circular” investments with the potential to backfire if AI doesn’t deliver on the hype. […] The post What You Need To Know About a Potential AI Bubble appeared first on Wealthfront Blog.

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Cash In Your Wealthfront Cash Account Now Earns 3.30% APY

Market Expert Jan 30, 2026

Wealthfront is always looking for opportunities to help you earn more on your cash. Today, we’re happy to announce that cash in your Wealthfront Cash Account will earn 3.30% APY (annual percentage yield) starting on Friday, January 30, 2026. This increase is a result of the effective federal funds rate, or EFFR, stabilizing at a […] The post Cash In Your Wealthfront Cash Account Now Earns 3.30% APY appeared first on Wealthfront Blog.

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Why We’re Raising the APY on Your Cash

Market Expert Jan 29, 2026

Starting this Friday, January 30, the base rate your cash earns in the Cash Account will increase to 3.30% APY (annual percentage yield) from program banks. Our goal has always been to build high-quality products at a low cost, and share more of the savings with our clients—and that includes the Cash Account. The APY […] The post Why We’re Raising the APY on Your Cash appeared first on Wealthfront Blog.

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How Wealthfront’s S&P 500 Direct Helped Clients Save an Estimated $16M In Its First Year

Market Expert Jan 26, 2026

It’s been a little over a year since we launched Wealthfront’s S&P 500 Direct, our first standalone direct indexing product. We built this product to help clients generate tax savings while getting exposure to stocks within a popular stock market index. One year later, we’re excited to share a closer look at how S&P 500 […] The post How Wealthfront’s S&P 500 Direct Helped Clients Save an Estimated $16M In Its First Year appeared first on Wealthfront Blog.

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Key Financial Dates to Look Out for in 2026

Market Expert Jan 24, 2026

Keeping track of key financial dates and updates is essential for effective financial planning. Whether you’re a business owner, employee or parent, staying informed helps you make the most of tax reliefs, avoid penalties, and manage your finances wisely. Check out our latest post - Key Financial Dates to Look Out for in 2026 on LowQuotes Blog

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What We Shipped in the Second Half of 2025

Market Expert Jan 16, 2026

At Wealthfront, we’re always working to offer you more and better ways to build wealth on your own terms, and the second half of 2025 was no exception. Here’s a roundup of what we shipped in the last six months of 2025 (and the very beginning of 2026). We improved your investing experience, including adding […] The post What We Shipped in the Second Half of 2025 appeared first on Wealthfront Blog.

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What To Do With Your Raise or Bonus

Market Expert Jan 7, 2026

It’s that time of year—bonus and raise season is here, and if you’re lucky enough to be feeling more flush with cash than usual, you’ll need a plan. It’s exciting to see your hard work rewarded with additional compensation. But once you’ve spent a small portion of your bonus or raise on something fun (you […] The post What To Do With Your Raise or Bonus appeared first on Wealthfront Blog.